Alabama Auto Insurance Rates With DUI Conviction
Reader’s Question:
My son received a DUI conviction. Will this affect our insurance rate? Should I take him out from my policy and gets his own?
Franz
Thank you for asking Franz.
Insurance provider’s guidelines and rating systems differ so you will need to check with your insurance provider to know if your rates will be affected by your son’s DUI. While he remains on your policy it is likely that his DUI will cause your rates to go up, since alcohol offenses are normally taken seriously by an insurance carrier.
If you want to cancel or exclude your son from your policy you will need to contact to your insurance company to find out how this may be done. If your son takes out his own car insurance policy you will probably be required to show proof of his policy to your insurer in order for them to remove him as a driver from your policy.
Goodluck!
MariCAR
