Alabama Car Insurance Rate

Reader’s Question:

If someone that is listed on my insurance policy in Alabama get into an accident, does my insurance rate go up?

Sarah

Huntsville, AL

If the individual that is listed on your insurance policy in Alabama got involved in an accident in your car and a claim is paid out from the insurance provider for the crash, it is possible that your insurance rates or premiums might go up. Alabama insurance carriers factor in collisions and claims paid out when figuring car insurance rates.

By how much this might affect your car insurance rates will be determined by how your insurance provider calculates their auto insurance rates. So you can either ask your insurance carrier about their rating system or their rates must be filed with Alabama’s insurance regulator, so you can contact this government agency.