DUI SR22 Insurance For Limited Use Vehicles
Q: I have a DUI and carry SR22 insurance, but I don’t use my car very often. Is there some kind of savings I can get for that?
A: If you don’t often use your car, then there are several changes you can make to your DUIsr22 insurance policy in order to end up paying less on your premium. First thing I would do would be to review my coverage–if you aren’t on the road too often, then you may consider dropping your coverage down to the minimum liability which Alabama requires. Such an option may also work if your car is worth only a couple thousand dollars or less.
Another thing you should think about is asking if you qualify for a low mileage discount. You probably do, but check with your company and see. Most companies only ask that you have a yearly mileage of only 10,000 miles or less in order to qualify, although a few companies may have stricter requirements, such as a yearly mileage of 5,000.
If you carpool instead of drive your own car, there’s another way you may be able to get a discount on your DUIsr22 insurance, although it isn’t offered by quite as many companies.
