How Old Do I Have To Be To Get Auto Insurance Policy
Reader’s Question:
How old do I have to be to obtain my own auto insurance policy? I am only 18 years old and I live in Mobile, Alabama. Thank you.
Jean
Mobile, AL
According to the Alabama Department of Revenue Alabama law does not provide for a minimum age requirement to own an automobile so if there is no age restriction on owning or registering a car then their should not be one for obtaining auto insurance.
Even without a state law restricting you from buying auto insurance you are likely to have extra steps to take in order to get car insurance if you are are a teenager under 18 and thus still considered a minor. For registration, normally, financing and legal documents or insurance contracts will be signed and if you are a minor and usually they will require you to have a parent or guardian sign on the forms with you.
Insurance carrier guidelines can differ for a teenage driver so you may need to shop around for coverage however you should be able to get Mobile Alabama auto insurance for a vehicle you own at age 18.
