SR22 DUI Auto Insurance In Alabama
Reader’s Question:
What exactly is an SR22? If I get cited for DUI in Alabama, will I be required to buy SR22 insurance?
Billy
Birmingham, AL
SR22 insurance is a type of financial responsibility that is asked from drivers who were given citations due to traffic violations or accident to show proof of insurance at the time that they were asked to present it. Remember that all drivers are required to carry a proof of insurance whenever they are driving a vehicle. Failure to show proof insurance or any type of financial responsibility may lead to fine payment or requirement to buy SR22 insurance.
The SR22 insurance is normally filed by an insurance company. Once a company decides to carry any driver’s SR22, it automatically takes the responsibility of updating the state insurance regulator about the status of the insurance (whether it is canceled or not). The state insurance regulator needs this update because they impose a certain time frame at which the SR22 must be carried. If the driver fails to keep the SR22 for the specified period, then another penalty may be given to him.
In Alabama, the SR22 insurance is also a requirement for those who were caught violating car insurance laws. Those who have been cited for DUI or DWI for the first time are typically asked to pay a certain fine. You may not be required to buy SR 22 insurance if you already have an existing insurance. However, if you fail to show proof of insurance, then the court may require you get an SR22.
