SR22 insurance help

Q: How can I help SR22 insurance companies to avoid fraud?

A: While you can’t help SR22 insurance companies avoid all fraud, by protecting yourself from fraud on an individual basis, you are able to play a small part in avoiding higher rate raises and also keep yourself safe from the criminal charges and loss of money and respect which often come with being a victim of car insurance fraud.

If you want to avoid having a staged accident and fraudulent claim filed against you, be careful on the road. Drive defensively. Some people will try to get innocent drivers to get into a car accident with them, so that they can then blame it on that person and reap the benefits of it. You end up losing out and everyone’s rates go up because of this. If you take it slow, stay a decent distance behind the car in front of you, and watch your surrounding drivers, you can avoid this.

Car insurance fraud is also practiced a lot by car repair shops. They usually do this by doing things such as fixing parts which aren’t broken or inflating charges for repairs. For this reason you may have to go to the car repair place your insurance company wants you to. Either way, confirm what will be fixed and get an itemized bill.